Roth IRA Limits
The contribution limits to Roth IRAs, one of the best long term invesment choices you can make, have been changed. The 2004 limit was $3,000 and for 2005 it is $4,000.
If you are optimistic at all that you will be better off in the future then you are now or that the government will raise income tax rates, Roth IRAs are exactly what you need.
Just make sure if you receive matching in a 401K plan from your employer that you get the maximum match first before you invest in your IRA.